Capture HR.PNG
 

Medical Professional Loan Program

You care for others every day, so when it comes to your home financing needs – let us take care of you!

Whether you are considering a home purchase or refinance, we’ve created a specialized mortgage program with flexible terms for medical professionals like you. With this unique program, your student debt can be excluded from your debt-to-income qualification (some conditions apply). 

It’s our way of saying thank you for all that you do.

Program Highlights

  • Up to 95% loan-to-value (LTV) for lans up to $1M

  • Up to 85% loan-to-value (LTV) for lans up to $2M

  • Up to 43% debt-to-income (DTI)

  • Student loans may be excluded from the DTI with proof of >/= 12 months of deferment/forbearance

Eligibility

  • Medical Doctors (including DOs) 

  • Dentists and Dental Surgeons

  • Veterinarians 

  • Newly licensed medical residents/students (must be currently employed, in residency or fellowship within 60 days of closing)