November 15, 2026
House hacking in Orange County, explained: 2026 FHA and conventional loan limits for 2-4 units, FHA's self-sufficiency test, 5% vs. high-balance down payments, and counting ADU rent to qualify.
Start with a quick application. I compare options across multiple lenders to find the rate and terms that fit your situation — whether you're buying, refinancing, or tapping your equity.
I guide you personally from pre-approval all the way to closing. And with every loan I close, I make a $100 donation to a children’s charity of your choice — because giving back matters.
.png)
.jpg)
Explore competitive rates, flexible terms, and personalized solutions designed to fit your financial goals.

Hundreds of homebuyers have trusted me to find them the right loan. Here’s what a few of them had to say.
Certified Mortgage Advisor
"By far one of the best experience in my life. Throughout the whole process Rob kept me in form and was always there to answer any questions we had!! Thanks for all of the hard work you all put it. My realtor Amanda was also amazing!! Couldn't have ask for a better one...."

Client
"Thank goodness that after shopping around quite a bit, we found Rob Tennyson! He made the process of buying our first home a breeze. Not only did he find us the best rate and terms, but he also did a fantastic job of explaining to us how the heck mortgages work and he was amazing at communicating at every step of the way. We were so happy with our first homebuying experience, when we were ready to buy a second home we called Rob up again! Nothing but great things to say about working with Rob, I'd give 10 stars if I could."

Client
"I interviewed multiple brokers and Rob was the best. I was a needy client and he patiently worked to address all of my concerns. I never felt pressured, or slighted. Rob showed great work ethic and professionalism addressing all of my concerns right up until closing. Would highly recommend."

Google Review ⭐⭐⭐⭐⭐
"Rob knows his stuff! He is extremely communicative and efficient. We feel complete trust as he helps us navigate our journey towards home ownership. Highly recommend him! Five stars all around."

Google Review ⭐⭐⭐⭐⭐
"Rob was available at every step of the mortgage refinance process, always responsive to every question and advocate on my behalf to find me the best possible deal. Highly recommend!"

Google Review ⭐⭐⭐⭐⭐
"I was impressed with how quickly they handled my application. They kept me informed and made sure I understood everything. Truly a professional team!"

VA Loan Client
November 15, 2026
House hacking in Orange County, explained: 2026 FHA and conventional loan limits for 2-4 units, FHA's self-sufficiency test, 5% vs. high-balance down payments, and counting ADU rent to qualify.
November 9, 2026
Mello-Roos special taxes are common in Irvine, Rancho Mission Viejo, and other Orange County master-planned communities, and they can add thousands a year to your costs and shrink how much home you qualify for. Here is how they work and how to plan around them in 2026.
November 9, 2026
How much income do you need to buy a home in Irvine, CA in 2026? We run the real lender math on a median condo, the citywide median, and a single-family home, with down payment, taxes, HOA, and DTI explained.





