October 15, 2026
How Orange County investors use DSCR loans to qualify on a property's rent instead of personal income, plus the 2026 down payment, credit, and ratio numbers to expect.
Start with a quick application. I compare options across multiple lenders to find the rate and terms that fit your situation — whether you're buying, refinancing, or tapping your equity.
I guide you personally from pre-approval all the way to closing. And with every loan I close, I make a $100 donation to a children’s charity of your choice — because giving back matters.
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Explore competitive rates, flexible terms, and personalized solutions designed to fit your financial goals.

Hundreds of homebuyers have trusted me to find them the right loan. Here’s what a few of them had to say.
Certified Mortgage Advisor
"By far one of the best experience in my life. Throughout the whole process Rob kept me in form and was always there to answer any questions we had!! Thanks for all of the hard work you all put it. My realtor Amanda was also amazing!! Couldn't have ask for a better one...."

Client
"Thank goodness that after shopping around quite a bit, we found Rob Tennyson! He made the process of buying our first home a breeze. Not only did he find us the best rate and terms, but he also did a fantastic job of explaining to us how the heck mortgages work and he was amazing at communicating at every step of the way. We were so happy with our first homebuying experience, when we were ready to buy a second home we called Rob up again! Nothing but great things to say about working with Rob, I'd give 10 stars if I could."

Client
"I interviewed multiple brokers and Rob was the best. I was a needy client and he patiently worked to address all of my concerns. I never felt pressured, or slighted. Rob showed great work ethic and professionalism addressing all of my concerns right up until closing. Would highly recommend."

Google Review ⭐⭐⭐⭐⭐
"Rob knows his stuff! He is extremely communicative and efficient. We feel complete trust as he helps us navigate our journey towards home ownership. Highly recommend him! Five stars all around."

Google Review ⭐⭐⭐⭐⭐
"Rob was available at every step of the mortgage refinance process, always responsive to every question and advocate on my behalf to find me the best possible deal. Highly recommend!"

Google Review ⭐⭐⭐⭐⭐
"I was impressed with how quickly they handled my application. They kept me informed and made sure I understood everything. Truly a professional team!"

VA Loan Client
October 15, 2026
How Orange County investors use DSCR loans to qualify on a property's rent instead of personal income, plus the 2026 down payment, credit, and ratio numbers to expect.
October 15, 2026
How down payment assistance really works for Orange County first-time buyers in 2026: the County's MAP loans up to $120,000, which OC cities qualify, 2026 income limits, CalHFA MyHome, Dream For All status, and the repayment rules to know.
October 1, 2026
FHA loans in Orange County now reach up to $1,249,125 in 2026 — above the county's roughly $1.2M median. An honest broker's guide to FHA down payments, mortgage insurance, the loan limits by unit count, and when FHA actually beats conventional.





